Did my groceries (mostly drinks, so rather heavy), got on my back, rode home, discovered that my keys were missing. As in all of them; the key to my flat (inside which were the keys to my brother's flat as well), a friend's spare key, and the key to the chain lock that was snugly locked around my hips and which I can't wiggle out of. I made my way back to the shop, didn't see the keys on the way. Amazingly, I found them on the way back with just fucking dumb luck, next to a dirty and amazingly deep puddle. If they had fallen a couple of inches further, my day would have been worse still. To all those people who saw the keys and decided not to pick them up for handing them to the police or whoever, I graciously thank you. You probably saved me several hundred euros.
This stroke of luck was somewhat balanced out about a hundred metres later, when I had my first spill of the winter. I'm okay - just some very minor road rash, will heal completely in a week or two I think - and there's hardly a scratch on the bike, so hardly the end of the world. I guess my ego took a bigger hit than anything else, but still. I need some studded tyres next winter.
EDIT: I just reread this post and realized that, all things considered, I've actually been pretty lucky today. Really, I should be thankful.
Damn, i'm glad you're okay, then.
Nah, be whiney like the rest of us...it relives stress and helps one build character. :D