I find this game to be really strange as the difficulty level for initially building up a town is far more difficult, and as the game progress the whole town becomes much easier to manage as money no longer become a problem. Perhaps it's a balancing problem? The shortage of both tools and money is very detrimental to early level town. Regardless, this is a fun city building game that perhaps have successfully created a miniature version of my favorite past games such as Settlers, Anno, Knights and Merchant and Caesar.