I was searching the web for this issue, as a friend and I are also experiencing this exact issue. We basically cannot load any save game created in multiplayer, however single player works just fine.
Since this issue you've reported was back in July 2021, it seems that it hasn't been patched yet and might unlikely happen to be patched at all, making multiplayer sessions impossible to be saved for us. What a bummer.
I wonder why there are no more reports than this, I was searching the web for this issue without finding any clue. Maybe this is caused by specific circumstances. Do you happen to run the game on a AMD Ryzen based CPU ? I do run it on a AMD Ryzen CPU, perhaps this could be caused by the drivers.