Hello! I have to install patches in order 1.02 and 1.03 before 1.04 or are cumulative just i need to install the last one 1.04?

You have to install it orderly obviously.

I installed patch 1.01.
Then when I went to do patch 1.02-1.03 it says the game is already patched. Same with 1.04.

Now the game is broken and won't load any game saves because they were made with a NEWER version of the game.
That's right...it says the game is now an older version of itself.

SMFH...