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Can anybody here recommend a good Internet payment system, like PayPal or Google Checkout? I want to be able to receive payments. Unfortunately neither PayPal nor Checkout is an option for me, so I'm investigating the alternatives.
Post edited November 30, 2010 by Barefoot_Monkey
This question / problem has been solved by AndrewCimage
Visa Electron debit cards are more and more popular and are accepted almost everywhere. Also credit cards.
Post edited November 30, 2010 by DodoGeo
Thanks for the advice, but that's not exactly what I meant. I have no problem buying over the Internet, and I do so often (usually with my credit card). Reading over my post, it looks like I actually missed out the most important detail: I want to be able to receive payments. I have a "Buyer" account with Google Checkout, but their "Seller" accounts are still limited to the US and the UK. That's the problem.

I'm doing some research on what payment solutions are available, but hearing some opinions or testimonials would be greatly appreciated.
Post edited November 30, 2010 by Barefoot_Monkey
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Barefoot_Monkey: Can anybody here recommend a good Internet payment system, like PayPal or Google Checkout? I want to be able to receive payments. Unfortunately neither PayPal nor Checkout is an option for me, so I'm investigating the alternatives.
You could try Moneybookers or Amazon Payments. Unfortunately I don't know for sure if they're available in SA but they're the most 2 prominent alternatives to PayPal & Google Checkout.

The problem is that most people are weary of unknown "brand" when it comes to payment processing and will avoid making a purchase if they don't easily recognize the name of the firm handling that.
What would you be receiving payments for? Is it something highly commercial or are you looking to accept donations? Cliffsky mentioned a couple of companies that will help you accept credit and debit card as well as paypal payments.

BMT Micro

Fastspring
Post edited November 30, 2010 by Navagon
Moneybookers works great for me, unlike Paypal, where I can't even register an account.

Don't worry about security, maybe they aren't known as much as Paypal, but they are secure. I use MB for bwin, GamersGate and few other places, and I've never had any problems.

Withdraws take a few days to arrive (usually 3 or 4).
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Navagon: What would you be receiving payments for? Is it something highly commercial or are you looking to accept donations? Cliffsky mentioned a couple of companies that will help you accept credit and debit card as well as paypal payments.

BMT Micro

Fastspring
At the moment I'm mainly looking to accept donations. I've had several people tell me that I should have a donate button in GogPM, and it sounds like a good idea.

Thanks for the suggestions. Those look interesting, but it seems like both FastSpring and BMT charge more than a dollar per transaction, which would seriously eat into small donations. Then again, BMT's "Comprehensive Plan" is a flat 20% - big percentage but no overhead, so it might work out well.
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Barefoot_Monkey: Can anybody here recommend a good Internet payment system, like PayPal or Google Checkout? I want to be able to receive payments. Unfortunately neither PayPal nor Checkout is an option for me, so I'm investigating the alternatives.
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AndrewC: You could try Moneybookers or Amazon Payments. Unfortunately I don't know for sure if they're available in SA but they're the most 2 prominent alternatives to PayPal & Google Checkout.

The problem is that most people are weary of unknown "brand" when it comes to payment processing and will avoid making a purchase if they don't easily recognize the name of the firm handling that.
Amazon Payments looks to have a very good customer experience, judging from their video. Also, those fees are excellent - 2.9% plus $0.30 per transaction or better. That's as good as Google's rates, except that Amazon wins by charging 5% + $0.05 for payments less than $10. Unfortunately, Payments is for the US only, at least for a business account. Perhaps I could get a personal account and accept payments through that. I'll have to check more carefully when I have time.

Moneybookers looks like an excellent option. They charge next to nothing and explicitly say that they can transfer directly into my bank account. This looks like the best thing available. Thanks AndrewC. I'm still open to suggestions, but I'll mark this this as the solution.
Post edited November 30, 2010 by Barefoot_Monkey