betpet: Is it likely that GOG will have a feature like Steam Wallet where you can credit your account in anticipation of purchasing a game in future? Due to the currency rate fluctuations, I can buy a game for a difference price depending on the GB Pound and US Dollar rates. It would be good to be able to take advantage of a good rate and 'charge up' your wallet ready for future purchases. Also, after the sale last Christmas, it would be good to be able to put a little away every so often to allow me to 'blitz the sales' at a future date instead of finding a few bargains and an empty bank account!
It should actually benefit GOG in that they'd be earning interest on the cash in the bank, not actually be losing out on money, and be able to anticipate future purchases.
Thoughts?
I think in this way the probability to have an empty bank account would even be higher than before because you need to park some money at another place. This should be ineffective. A better way should be to have everything at one place and ask your bank to offer you a small credit limit of say up to 100$ for such cases.
Another way could be to pay by credit card and not balance the credit card immedtialy. As for the future conversion rate, it's quite uncertain how it will develop. The conversion of your local currency towards the dollar could even be more favorable somewhere in the future.
All in all I think that a wallet offers minimal benefit only. Especially I don't see a distinctive advantage. But it adds a lot of inflexibility and sacrifices efficiency. I wouldn't use it, but if GOG likes to offer it, go on but only as purely optional feature.