While being homeless is tragic and I wouldn't wish it on most people(barring a few rare exceptions when angry at some), some in fact DO sometimes choose(indirectly) to be homeless through poor life choices like: overspending while young, spending a ton on what might be a worthless college degree(and even if it's not you probably still overpaid for it and likely won't pay off your debt quickly enough), getting into fields that you or others know won't last long, etc.Nice find....wishlisted.