pheenix: Does anyone have experience playing the game with no reloading and permanent death of party-members? Is it doable? How many random events in the game can kill you guaranteed? We got pretty messed up when we ran into a tatzelwurm just now, but I dunno if whe'd survivded if everyone had had full stamina. 
  Problem with creatures is they outrun humans. Against fellow humans, you can retreat the party to the edge and hit X. These are creatures that have random encounters, and move faster than you. So it's like you either win or die. In order of how hard I think they are :   
wolves - penetrate boiled/studded  
spiders - penetrate boiled/studded, have thick armor  
boars - very common, penetrate brig/chain  
tatzelwurms - penetrate boiled/studded, have high melee skill  
schrats - large group, penetrate plate  
gargoyles - super fast, very large group, penetrate scale  
 Swamps have an encounter than can arbitrarily kill characters and it's fairly common. Avoid swamps!!! 
Is it doable? 
 I recommend getting to a city on the rhine / danube / elbe network so that you can travel between cities in boats. You can build up strength with alchemy, and not have to fight at all while in the cities.