Morrowind? I thinks it's perfectly playable in vanilla. Might want to use the graphic extender to allow for widescreen resolutions, tough.
Oblivion is getting closer to "games totally improved". I could not bring myself to play through it in vanilla state, since the balancing (auto-leveling of enemies) was totally off. There are numerous mods out there that fix this, I used Oscuros Oblivion Overhaul.
Also: Skyrim. Many people could play through it without problems, but I ran into a few bugs in the main quest that would have been show stoppers where it not for some helpful mods (unofficial patches) from the community. Still had to use the console twice to "repair" NPCs that were stuck in their scripts.
For Grim Fandango there was a "late" (but official) patch that made the elevator scene solvable on faster machines.
amok: Every single Bethesda game?
Didn't run into problems with FO3. But yes, Bethesda is infamous for letting the community fix their games.