Posted January 18, 2014
I'm not quite sure how it works in places out of the US, but would it be possible to just make a cash advance for 1 penny against the account? You wouldn't have to transfer the money. You'd just be drawing out a penny. I mean as long as you have like a state or country ID card I would think that wouldn't be a red tape nightmare.
F4LL0UT: I'm currently trying to finally close an old bank account of mine which I haven't used in four years because the bank sucks - it sucks so hard that two attempts to close it had already failed in the past because I had forgotten and lost the login data and the people at the bank were so protective of my account that even I was unable to get new login data - because they would have to not only identify me by my social security number but also though a message sent to my phone and the thing is that I had already switched phone numbers by then. And I needed access to achieve a balance of 0,00, else they wouldn't let me close my account. So I gave it another try, finally I encountered a nice and competent girl at the bank who gave me access and I transferred the money to the account I normally use. I returned to the bank and was invited to some office in the back. This time a friendly dude took care of everything - but there was one catch. It's not just a bank account, it's a whole package including multiple accounts and one of them has 0,01€ left. How it got there, where it came from - I have no idea, I haven't even ever used that special account. I asked him whether I couldn't just donate it or something. "No." Annoyed I said that I'd even be okay if they just destroyed it, I just wanna get rid of it. He laughed, "no, you have to transfer it to another account - all accounts will be eliminated within 30 days if the balance will be exactly 0,00 on all of them by then". Okay, doesn't sound too bad. So today I decided to finally transfer that lonely cent to my current account. Guess what, one cent is too small a sum to make a transfer. So I will actually have to add money to the account before being able to even out the balance. But to make it funnier it's a special saving account that can only receive money from another account from the same package, else there's gonna be ridiculously high fee. So now I will actually have to transfer money from my current account to the old account at a fee, from there to that saver account, from the saver account back to my old regular account and from there - again at a small fee - to my current account. And all of that because of one cent! Fantastic!
Post edited January 18, 2014 by Trajhenkhetlive