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GOG Cash

Added bySirCabbage's avatarSirCabbage

I would like a prepaid cash system for GOG, like steam wallet. With options to buy games with cash. Cash could be occasionally put on sale, and be used to buy any game on GOG for a 1-1. The biggest + of this, would be that you could add additional payment options such as "pay by mobile" so we could buy cash with mobile phone credit (always good to waste the rest of my prepaid credit on online currency before it goes to waste)

34 comments about this wish

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GameMer
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http://www.winterboutique.co.uk/

Nov. 26, 2014
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Kraneloran
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I agree with the inclusion of "pay by mobile". Of course Cash-Cards like Blizzard sells them would also be an alternative. I have slight issues with transfering money directly from my bankaccount. It's a technical, not a personal issue. Aside from that I have to pay for each transaction in my bank, so I'm less likely to just grab that 3.99$ Game.

GOG would benefit from including this, I'm sure of it.

Jun. 18, 2014
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Staredown
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Just about every weekend I am calling my bank telling them I need to make blocked transaction. That transaction is invariably to GOG because Weekend Sales.

Honestly, I consider that a feature. It is an additional bit of inconvenience that give me a moment before the sale goes through to go... 'wait... do I really need another game that I really don't have time to play?'. The answer is usually 'absolutely' but I like that moment because it makes me justify to myself why I need it.

So while I am not voteing for this, I am not lamenting that I can not downvote it. I can see the appeal and if it goes it, I will just have to summon the willpower not to use it.

May. 8, 2014
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liamphoenix
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I very much prefer to buy cards to fill my account with a balance so I can spend it. Not only does it heighten security for our financial information, but it helps when you put a game on sale right before we get paid if there's money in out GOG account.

I put $20 on Amazon (for Kindle books), Steam, and PSN as well as $10 on Google Play (maybe more if I want music instead of just apps or IAPs) every month, barring personal financial crisis, and would add at least that much to GOG if it were an option.

Also, wherever you bank I'm charged a good deal more than my purchases from Japan/China/Korea. I've had charges from my bank for transferring money from savings to cover a purchase because the foreign transaction fee overdrew my account.

Walgreens gets a a lot of money from me buying cards as everywhere save GOG has cash cards I can buy rather than give out financial information.

Apr. 28, 2014
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Yngvaldr
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Yes, a hundred times, yes! I spend money too often in small increments to justify "transaction spam" (thanks @Slarkki for the term), much like I used to on Steam. It's an inevitable and needed change and addition to the current payment options.

Mar. 21, 2014
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Rexaxis
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I'm a paranoid man to be honest and i find this an amazing idea. I lose things so easily, and i would hate to put in a number and have my card number stolen so i tend to use pre-paid methods. It wouldnt affect sales at all at worst, and improve them at best i just am a bit hesitant to see gog in cahoots with big retailers (hungry..greedy retailers) like target/walmart etc.

Feb. 6, 2014
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DCshockwave
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I'm only just now discovering the wonder of GOG and it saddens me greatly that no one in my family has a credit card for me to use. A GOG cash card( sold somewhere like BestBuy or Gamestop) would be perfect for me. hope this gets noticed more.

Dec. 12, 2013
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Slarkki
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Indeed. Especially with cheap games and flash sales it feels just stupid to use CC for such minor purchases and it produces annoying transaction spam.

I can also undertand if for security reasons the wallet size would be rather limited (say 20-30 $) but the current system is a bit tedious.

Nov. 14, 2013
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n64ra
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Yes to gog cash. This way I can buy GOG games with cash and collect Best Buy reward zone points!

Mar. 22, 2013
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Fenrir007
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This is really important for me. It not only allows me to control better my game expenditures (by, for example, having a fixed monthly budget allotted to games - something people with little self control like me might need) but also makes it impossible for me to lose a sale due to credit card shenanigans (that will take no less than 24 hours to solve, and by then you could be missing a sick deal) or paypal being uncooperative. Also, I prefer having few big chunks of money on my credit card statement than small but endless small credit expenditure for individual games. It's just easier to look at your credit card statement and think "Oh! I remember that - it's the $200 I spent during the xmas sale" than trying to individualize a million of small purchases of little value. As an added bonus, the day you make an android client a reality, a virtual wallet will make the process of buying games on the go MUCH easier for those cursed with terrible 3G connections.

Feb. 13, 2013
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Sb01
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Personally, I would like this to be possible because there may be a few people who wanna buy stuff online but cannot due to having cash-point only cards like I do. It would really be very helpful indeed such as using phone credit to add a certain amount on an account.

Feb. 8, 2013
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XxroccoxX
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No this would not be good :/

Aug. 23, 2012
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charlight
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Yes, please! I am in a similar situation to Cavalary. I could get a bank account/credit card but I'd rather not. I have used prepaid Visa debit cards for some online purchases, but for some reason the prepaid is region locked. It works on Steam and kickstarter, but won't work on Gog or many other lesser known international sites. If I could just go to the store and purchase Gog credits with cash, that would be great! The average price is about $5.99 a game, unlike Xbox live arcade which sells pretty much games at full price. This means I'd have very little money sitting their, using Gog.com as a 'bank'. I could just nickle and dime it away on small purchases. Please Gog staff, make it happen.

Aug. 9, 2012
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stakkel468
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Please GOG-Team, do it. Paysafe is real great.

Aug. 4, 2012
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Inuboy1000
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They should make Prepaid Gog Gift Cards, because I really don't wanna use a credit card, prepaid credit card, or use my paypal for these games. I don't even wanna use any of the above on Steam. That's how serious I am.

Apr. 6, 2012
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DeadPoolX
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We've already seen a similar system on Steam (called Steam Wallet) work wonderfully. The idea is that to put $50 in your wallet, you pay upfront with your credit card. You then have that $50 in your wallet, to use whenever you want and on any game, without ever needing your credit cards. This is also far more security conscious. Say you're browsing GOG on your smartphone or using a laptop on an unsecured wireless network. Suddenly, you see a game you've been wanting on sale! You can now buy that game easily without the risk of entering your credit card on a device or network that isn't secure.

Apr. 4, 2012
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Starmaker
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Holy shit no. The security measures needed to implement stealable cash would kill privacy and most importantly *ease of payment* so very dead.http://www.uie.com/articles/three_hund_million_buttonI do not want to have an internet equivalent of a cavity search each time I buy a game.

Mar. 30, 2012
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foamed
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No, just no. This idea is almost exactly like what Microsoft does with their Microsoft points on the Xbox. It's a bad system.

Mar. 29, 2012
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Cavalary
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@Zardus: Of course not as the only option, but just one of them. And said card number is pretty darn hard to enter if you don't have any, you know?

Mar. 28, 2012
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Zardus
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Just to throw in my two cents, admittedly without reading the comments that are already here: if this were implemented and was the only option for purchasing games, it would be a humongous demotivator against purchases for me. If it's implemented as an option, with giftable GOG cash and so forth, I might use it, but I'd still mostly buy games the normal way. A 16-digit CC number and a 3-digit CVV aren't that hard to memorize and enter...

Mar. 28, 2012
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Cavalary
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Just what I keep asking for as well, sent an e-mail once about it too. [Will be a rather long comment.] I don't have a credit card and too against the idea of credit to ever have one, period. Debit card may work, but when there could be fees just for having it, even if you don't use it, I don't like it. Besides, don't have a bank account either to connect it with (that could be solved, but only if necessary) and boycotting the card companies that are part of that blockade against WikiLeaks anyway, so not sure which type of card could work for international payments without being part of said blockade (certainly none of the ones GOG now accepts anyway). On the other hand, what I do have is an old cell phone that I'm using prepaid cards for because I hardly ever use to make calls or send messages, so just charge a couple of times per year largely to keep my number and be able to receive calls/messages when needed, so over the years a lot of unused credit accumulated, I'm at over 100 EUR available now. If I could send that over to GOG instead of letting my mobile carrier keep it for no reason, I would. Seriously. Know that a mobile payment processor that operates here has a fixed 1.2 EUR fee / payment and that my mobile carrier allows payments of up to 10 EUR, so even without GOG "eating" any of that fee, if I could send 10 EUR SMSs to charge a GOG account by the USD equivalent of 8.8 EUR for each, I'd send at least 5 of them right now, to have money in account whenever I'll need them. It's not like I'm doing anything else with that money, after all. On the other hand, of course, the idea of GOG.com prepaid cards available in shops from here would be awesome as well, and perhaps even better in general, though I'd rather have both this and pay my SMS is possible. Have $6, $10 and now $15 cards (or simple codes, so there'll be no production and shipping costs for any physical cards) available in regular shops all over the world, so people will be able to buy them with cash and then use them to charge an account. (Alternately, they could be used to buy games directly, entering them at checkout and just have any leftover sum (in case of discounts or such) added to GOG.com account.) An added advantage of this would be no longer sending financial information over the net at all for GOG.com purchases, so eliminating another potential risk, small as it may be. [/long comment]

Mar. 27, 2012
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Barefoot_Monkey
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This would be useful. If you want to make multiple purchases (perhaps because you want to give gift codes to different people) you currently need to make 1 transaction per checkout, which is time-consuming for the buyer and costly for GOG (because of overheads). I wouldn't store money on my GOG account but would love be able to upload funds and then pump through multiple checkouts when the need arises.

Mar. 27, 2012
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denko
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Well I guess 'value' is a a subjective term anyway. Personally I don't think this is a good idea, and I didn't think that the Steam Wallet was a good idea either. I don't use Steam Wallet and if this ever gets implemented, I won't use it either. But this is a community wishlist, and people that want this can vote for it. GOG will have the final say and I will remain a customer either way. Thank you for a rousing discussion

Mar. 27, 2012
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SirCabbage
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That IS value to me. Being able to use what I want, how I want, when I want, Loading up GOG with credits from my phone, or gift cards, then using them on sales later when I may not have been able to otherwise for one reason or another. thats value to me :P if you dont want idle cash, just dont have it. I am not suggesting it becomes a replacement, just an alternative. Take it this way, my debit card has some added charges in using it online. But recently I went overseas and had a travel card. The travel card was in euros, and for some reason DIDNT have the same surcharges as my debit. So I transfered $100 to my steam wallet and have be using that slowly instead of paying a surcharge for each $3 DLC ect. Now, Im not saying that GOG should sell DLC :P But their games ARE a similar cheap price

Mar. 27, 2012
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denko
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What about gift certificates as an alternative? I'm also not against GOG making money and growing. I'm definitely in support of that. But one of their core ideals is providing real value to customers, and I just don't see how money spent and idle unspent credit on a GOG account is good value

Mar. 27, 2012
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SirCabbage
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Without a cash system to back it up, phone purchases would be needlessly fiddly. and as the person below pointed out there are many more useful applications that do not turn gog into a "bank" :P

Mar. 27, 2012
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Zolgar
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Here's a thought, just like Steam: If you don't like the wallet, don't use it. Also, the capability of gifting GOG-cash would be a very valid one as it would allow someone to get their friend a GOG game for Christmas.. without knowing exactly what game they wanted. Further consideration, if they wanted, it would allow a further growth of their business by way of creating GOG-Cash cards that could be sold at retail stores. There's 2 pluses here: 1) GOG is a business, and increasing their income is, of course, always a very good thing. 2) As GOG reaches more and more people, with higher and higher sales numbers, they are able to show more and more companies "Look at how ell our business model works, get on board!" From the perspective of a consumer, there is no negative to this.

Mar. 27, 2012
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denko
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I'm not against having more payment options. As far as I'm concerned, the more payment options the better (possibly with the exception of paying by sexual favours). I'm against the idea of game companies becoming banks. I think any system that involves taking the customer's money to hold on to it before they've even committed to making a purchase is a bad idea. But if you have phone credit to burn and you want to buy a game with it, I wouldn't stop you, and if that's exactly what your request said, I would vote for it.

Mar. 27, 2012
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SirCabbage
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Yes you can. see "http://www.boku.com/" its one major provider. as to the person who said it "goes against what gog stands for"... how? Giving consumers more freedom and choice to be able to buy their games the way they want when they want. I may be old enough to use credit card now, but I remember when my ONLY OPTION was to buy using mobile phone credit. its a great freedom inducing option which is hardly against the GOG.com creed.

Mar. 27, 2012
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denko
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Personally I think this idea goes against the ideals that GOG stands for. GOG isn't the money hungry mega-corporation that Steam or Microsoft is. Any idea that involves pre-purchasing credit to spend later on is too close to the way XBox Live works

Mar. 27, 2012
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keeveek
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Can you actually do that? Well, I didn't know. In Poland even if you want to make an mobile payment, you have to do this from your bank account money.

Mar. 27, 2012
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SirCabbage
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As I said, its more for "pay by mobile" and prepaying options, someone may want to put cash on from a mobile, which has credit expiring to save for a sale or similar. Or, GOG could give out the cash as rewards for contests rather then simply a set game.

Mar. 27, 2012
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keeveek
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Most of the games are within the same price ranges. Why would you want to have a wallet on GOG?

Mar. 27, 2012
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