If the game ever gets too hard, there's a secret area in the game with a chest that maxes your party gold to 10000. There's no limit to the number of times. There's also a room that raises your temp stats to 250. Its reachable in the first town. I've played 6 and 7 more times than I can remember.

echo that. you want to level up your spirit magic early on.

imo Paladin, Archer, Druid, Sorcerer is the party of choice.