He/she was the one who scammed people and straight out lied to everyone. Its no one elses fault but his/hers. If people get in trouble for telling the truth and revealing truthful, relevant information especially to those involved in the campaign then Chloe needed to grow a bigger backbone before taking to the internet. If Chloe is on suicide watch there were already problems well before the IndieGoGo campaign was run, and no one else should be responsible for his/her own choices and decisions.
This is where Chloe will learn a thing or two about the harsh realities of responsibility and the law. I heard apparently that she told Alistair (the Destructoid writer) that he/she would end up coming out with the truth him/herself to let everyone know that he/she was dishonest, but Chloe never did. But now that Alistair decides to do it, he's the one getting thrown under the bus. That isn't right at all, regardless of what the higher ups at Destructoid think and what unwritten rules they have in the editing department.
So now what's going to happen? Well, people were really supportive of this game being made and of helping out a fellow developer in need at the same time. Now Chloe has lost all of that support, betrayed the trust of everyone involved, could get into a lot of legal trouble, tainted the idea of crowdfunding future games (for fear of getting scammed one way or another) which really hurts future legit developers, and under the stress of the situation he/she put themselves in to begin with has had a big mental breakdown resulting in his/her current mental state. On top of all that, Chloe put Alistair into a lose/lose situation by betraying his trust too. Chloe chooses to befriend him after he wrote an article covering the Homesick IndieGoGo, he's probably like "Sure why not? Chloe seems like a cool person." Then boom, Chloe reveals the big turn of events and no matter what he did, nothing good would ever come of it. He deals with either the threat of suicide (of which he would get villainized for if Chloe did it, even though its not his fault at all), or he deals with not exposing the scam for what it is and withholding information from those that have the right to know. What the heck could he have possibly done that wouldn't have gotten him scrutinized in this ordeal?
And who's fault is it for all of that? Chloe's, and only Chloe's. Destructoid and anyone else can spin this however they like, but the buck stops at Chloe as far as responsibility is concerned for this matter. I suppose close real life friends or family members could have known the extent of the scam and could have brought an end to this saga much earlier. Who knows how many, or if anyone else knew. If I were a close friend and knew, I would've done whatever I could to prevent Chloe from running the campaign and making up that story, knowing something like this would end up happening if he/she went through with it. But the fact remains, someone wasn't thinking things through before posting something to the internet, and it clearly wasn't Alistair in this case. It doesn't just go away, and several months, several years from now Chloe will find that out.
This has nothing to do with the issue of transgenders or that sort of thing, its pretty much irrelevant. Whatever surgery or procedure Chloe could have claimed in the campaign other than the actual one she (in reality) wanted it wouldn't have mattered, it'd still be unethical and dishonest to spin the truth the way Chloe did for more money. What I'm also wondering is if this Homesick game actually had any chance of getting made at all, if Chloe intended to make the game but also wanted the gender reassignment done too, or if Chloe planned on just getting the transgender procedures done first then coming out with it once the money was gone and people couldn't get it back.
I guess only time will tell with this one. If he/she never had any intention of finishing the game and releasing it, this qualifies as fraud and he/she could see some serious repercussions for that, suicide watchlist or not. Once you're in the grown up world, you don't just suddenly receive a Get Out of Jail Free Card like you would as a juvenile.
I do hope he/she gets better, and that his/her mental state manages to improve. I wouldn't want to see him/her ever bring harm on themselves even after they've done all this. I just hope Chloe realizes the gravity of the situation of he/she's done, can stand up and apologize, and then take responsibility with whatever punishment he/she receives.
That is all.
I don't know if I am misreading what you wrote, or if you are under the mistaken assumption the IndieGoGo campaign was for a new Homesick game. It was actually under the false pretense that it was to save Chloe's life, but actually to fund the gender reassignment surgery. Not that it invalidates any of what you said, because it doesn't, I just figured I would clarify that in case you were under the assumption it was to fund a new game. :)